Earn up to 20x higher interest without switching banks

Link your current bank account to our platform, and you can automatically earn up to 0.95% on your cash.

Get better rates, more security, and more flexibility than traditional cash management products:

  • No minimum balances
  • Automatic balance maintenance
  • No maximum transfer limits
  • Next-day liquidity
  • High interest rates and low fees
  • FDIC-insured
*on first $50,000.00. Current rate for balances above $50,000.00 is 0.65%

Trusted by small businesses of all kinds:

How it Works

Step 1

Sign up for SteadiPay’s Cash Management tool and securely connect your business bank account.

Step 2

SteadiPay will move extra cash into an FDIC-insured account, and you automatically earn 0.65% or more.

Step 3

Cash automatically moves back to your account any time you run low, or you can manually transfer with next-day liquidity.


SteadiPay works with best-in-class partners in data security, PCI compliance, and fraud detection & prevention.


Our bank partners, Axos and nbkc, are federally and state-chartered banks with excellent financial security and stability ratings. All funds managed on SteadiPay’s Credit Optimizer or Cash Optimizer products are held in FDIC-insured accounts.

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