Earn 20x higher interest

Introducing: Cash Optimizer. Get high-yield rates on your business’s cash – without switching banks!

The sweep account for small businesses. Automatically sweep extra cash into an FDIC-insured high-yield account. Next-day liquidity. No minimum balance. No transfer limits. Just more money.

Spend less time managing finances and more time focusing on customers, strategy, growth, your team, pipeline, what matters, what you love

Our Services

Credit Card Optimizer

Make sure your business credit card always has room, so you can earn more cash back or points on your expenses

Coming Soon!

Cash Optimizer

Treasury management for small businesses. Higher rates, fewer restrictions – no matter where you bank.


Automatically build and update your most important reports. Spend less time on forecasts and more time on strategy.

Coming Soon!

Award-winning financial tools for small businesses

It’s more important than ever that finance leaders – whether you’re a CFO, VP of Finance, or Controller – be focused on making good strategic decisions for their business. That means you can’t spend hours every day or week on manual chores like updating inputs on models or running cash flow forecasts.

SteadiPay is building tools to do your financial chores for you, so you can focus on the big stuff.

What Clients Are Saying

I'd been looking for the best place to put our cash. Every bank I looked at had terrible rates for businesses... Until I looked at SteadiPay!

Andy, Climbing Gym Owner

I didn't want to have to switch our operating account, but our bank was giving us basically 0%. Cash Optimizer is exactly what we needed.

Amy, Startup Founder

I spent so much time just tracking balances and figuring out how much to keep in our different accounts. SteadiPay has totally simplified that. I'm saving a couple hours a week and adding hundreds of dollars per month to our bottom line. That may not be a lot to some companies, but it makes a huge difference for me.

Steph, Clothing Company Owner

Frequently Asked Questions

How does SteadiPay secure my account information?

The security of your information is a top priority for us. To ensure the safety of your account information:

  • All of your account information is stored on highly-encrypted, fully PCI-compliant servers
  • Your banking login credentials are never stored on our servers
  • We do not sell or share your account data
  • We monitor for unusual transfer and login activity, and send you notifications any time we see something

If I have more than $250,000 in my SteadiPay account, is it still FDIC insured?

Yes. SteadiPay uses specialized systems to hold your funds to ensure that every dollar is FDIC insured.